FCMB Bank Virtual Card 2024

FCMB Bank Virtual Card 2024: Hello, TeezabTech.com.ng reader! In today’s digital age, virtual cards are becoming increasingly popular, offering convenience and security.

FCMB Bank Virtual Card

You might be wondering, “Does FCMB Bank have virtual card?” Well, we’ve got you covered with all the details you need to know!

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What is FCMB Bank Virtual Card?

Before we dive into FCMB Bank’s services, let’s quickly touch on what a virtual card is. It’s like your regular bank card, but digital. 

You can use it for online transactions, and it offers an extra layer of security since you’re not sharing your actual card details.

FCMB Bank, one of Nigeria’s leading financial institutions, understands the need for modern banking solutions.

Does FCMB Bank Have Virtual Card? 

As of our latest information which is in 2024, yes FCMB Bank does offer virtual card services.

These cards are designed to provide a safe and convenient way to shop online and manage transactions.

Features of FCMB Bank Virtual Cards

  1. It is linked to your Current or savings account in the bank while the Prepaid option, operates with a wallet account.
  2. Offered in variants of MasterCard and Verve.
  3. Denominated in Naira
  4. Once the account holder provides all necessary authentications, the digital platform instantly displays all cardholders’ details for access.
  5. Cardholders can access their transaction history through their accounts.
  6. Five (5) years validity.
  7. The card can be re-issued if expires.

How to Get a FCMB Bank Virtual Card

To get FCMB Bank Virtual card, simply follow the steps below:

  • Simply login to your FCMB Bank mobile app
  • Go to Card Management on the menu
  • Select Request for Virtual Card
  • Link to an account
  • Complete your details and verify with OTP

Try it now, it’s quick, easy, and secure.

Benefits of Using FCMB Virtual Card

The following are some of the benefits of FCMB virtual card;

  1. Secured means of making payment, a second-level authentication in the form of an OTP (One Time Password) is provided to complete a transaction.
  2. 24/7 access to funds in the card anywhere in Nigeria.
  3. Instant SMS transaction alerts for convenient monitoring of card usage.
  4. Customers face a significantly lower risk of falling victim to fraud when they use a virtual debit card because it cannot be stolen or cloned.
  5. The cost of the card is cheaper compared to a physical card.
  6. Convenient to get and use a virtual debit card takes far less time.
  7. No need to carry a physical card
  8. Provides protection and convenience

Frequently Asked Questions – FAQs

What is the daily transaction limit on the FCMB Virtual Debit Card?

The daily transaction limit is N250,000.

Do I need to activate my card before first use?

Yes, you will need to activate the card before use. To activate your card, simply change your default PIN provided on the platform, then follow the steps for activation.

Is my Virtual Debit Card linked to my primary account with the bank?

Yes, the card is linked to an account that you select. You can also open a new account for just your Virtual Debit Card.

How Do I request for an FCMB Virtual Debit Card?

For further enquiries, kindly call the FCMB 24/7 Contact Centre on 01-2798800 or send an email to customerservice@fcmb.com.

How does FCMB virtual card work?

Your Current or savings account in the bank is linked to it, while the Prepaid option operates with a wallet account.. Offered in variants of MasterCard and Verve. Once the account holder provides all necessary authentications, the digital platform instantly displays all cardholders’ details for access.

What is the limit on FCMB dollar card?

Daily ATM Withdrawal Limit$500$500
Monthly ATM Withdrawal Limit$15,000$15,000
Daily POS/WEB Transaction Limit$10,000$10,000
Monthly POS/WEB Transaction Limit$50,000$50,000

Conclusion on Does FCMB Bank Offer Virtual Cards

In conclusion, Yes, FCMB Bank have virtual cards. FCMB Bank is keeping up with the digital trend by offering virtual cards to its customers.

This move shows their commitment to providing secure and convenient banking solutions.

For more updates on banking and tech, stay tuned to TechSpike.com.ng, where we keep you informed on the latest in the tech world.

If you have any questions regarding this post, simply leave us a comment in the comment box below and we will get back to you as soon as possible!

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