How to generate Zenith Bank Token Code in 2024 [e-token App]

How to generate Zenith Bank Token Code in 2024: Are you looking for how to get Zenith Bank token? If so, then you are on the right page!

How to generate Zenith Bank Token Code

As we all know the digital landscape has evolved, presenting us with unprecedented convenience and unforeseen threats.

Cyber threats are on the increase every single day, so the need to secure our digital assets is now Paramount! That’s why we are here today!!

By using a Zenith Bank token code, customers can significantly enhance the security of their online banking activities.

The token’s ability to generate unique, time-sensitive OTPs ensures that only the authorized account holder can complete transactions and access sensitive information, adding an important safeguard in an age of increasing digital vulnerabilities.

In this post, I will be taking you through how you can generate Zenith Bank Token in 2024. So, stick with me very carefully so as not to miss out on any details here! Remember, security must not be taken with a levity hand!

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The following search intents will be satisfied by the end of this post; 

  • How to generate zenith bank token using USSD
  • What is the zenith bank token
  • zenith bank token pin
  • zenith bank token code
  • Zenith Bank e-token App
  • How to get Zenith Bank token code with e-token App
  • zenith bank token request form
  • How to get zenith bank token number
  • How to get zenith bank token with USSD
  • Some Frequently Asked Questions

Without wasting much of our time here, let’s get this thing started! I will kick start this with What Zenith Bank token is! 

What is Zenith Bank Token Code?

The Zenith Bank Token Code, also known as the Zenith Token, is a security feature provided by Zenith Bank to enhance the security of online banking transactions.

It is a small electronic device that generates a unique and time-sensitive security code, often referred to as a “token code” or “one-time password” (OTP).

This code is required to authorize certain transactions, especially those involving funds transfer or sensitive operations through Zenith Bank’s online or mobile banking platforms.

When you initiate a transaction that requires an extra layer of security, the Zenith Token generates a unique code that you need to enter to complete the transaction.

This code changes with each use and is valid only for a short period of time, adding an additional layer of protection against unauthorized access to your account.

The Zenith Token enhances the security of online banking by adding a dynamic and time-bound element to the authentication process, making it more difficult for unauthorized individuals to gain access to your account and conduct fraudulent transactions.

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What is Zenith e-Token App?

The Zenith e-Token app is a mobile application provided by Zenith Bank that serves as a digital alternative to the physical hardware token device.

It is designed to enhance the security of online banking transactions and provides a convenient way for customers to generate one-time passwords (OTPs) for transaction authorization.

To use the Zenith e-Token app, customers typically need to install the app on their mobile devices, register their devices with the bank, and follow the instructions provided by Zenith Bank to link the app to their online banking profile.

This app offers a convenient and secure way to ensure the safety of online transactions and protect your financial information.

Key features of the Zenith e-Token app

  1. Dynamic Codes: Codes are changed periodically. This ensures that a code can’t be reused by an unauthorized party.
  2. Convenience: The Zenith e-Token app is more convenient than carrying the physical token device around.
  3. One-Time Password Generation: The app generates unique one-time passwords that are required to authorize certain transactions on Zenith Bank’s online and mobile banking platforms. These OTPs add an extra layer of security to ensure that only authorized individuals can access and conduct transactions on your account.
  4. Enhanced Security: The app employs encryption and secure algorithms to generate OTPs, ensuring the confidentiality of the generated codes and enhancing the overall security of online transactions.
  5. Reduced Risk of Loss: Unlike physical token devices that can be lost or misplaced, the e-Token app reduces the risk of losing the token and allows users to have a digital backup of their security credentials.
  6. Ease of Use: The app is designed to be user-friendly, with a simple interface that allows users to quickly generate OTPs for transaction authorization.

See Also: How to buy GLO Airtime from Zenith Bank

The requirement to Activate the Zenith Bank e-Token App

Below are the requirements needed to activate the Zenith eToken app:

  1. Zenith Bank eToken app
  2. Hardware token, Debit card, or Quick Access (Bank Activation code)
  3. Debit ₦1500 activation fee in your Zenith account

How to Activate Zenith e-Token App

Activate the App using the activation details stated below:

  1. Register as an Individual

Select Activation Method

  • Hardware Token: Account Number + 4-digit Server PIN and Hardware Token Code
  • Debit Cards: Account Number + ZENITH Bank issued ATM card (last 6 digits of the customer’s PAN #) and the 4-digit card PIN
  • Quick Access: To generate the activation code required to access the E-token App, please visit the Bank branch or fill out the e-token registration form and forward it to the bank for processing. Click here to download the e-token registration form. 
  1. Register as a Corporate

Select Activation Method

  • Quick Access: To generate the activation code required to access the E-token App, please visit the Bank branch or fill out the e-token registration form and forward it to the bank for processing. Click here to download the e-token registration form. 

Zenith Bank eToken Request Form

If you don’t have a hardware token or ATM card to activate the e-token app, you can download the Zenith Bank e-Token request form.

Download the Zenith Bank e-Token request form, print it, fill it and send it to the nearest Zenith Bank branch to request for bank activation code.

Now, let’s talk about how you can get Zenith Bank Token using the Zenith e-Token App!

How to generate Zenith Bank Token using the Zenith e-Token App

To generate a Zenith Bank Token using the Zenith Bank e-Token App, simply follow the steps below; 

  1. Visit the Google Play Store or Apple Store to download the Zenith e-Token App
  2. Register as an individual or corporate (I believe I have explained how you can do that up there)
  3. Choose the Activation Method: Hardware token, Debit card, or Quick Access code
  4. Supply the Activation Method Details: PIN+Token, Debit card last 6-digit + PIN or Activation code.
  5. After that, enter your PIN.
  6. Tap to generate the OTP Token code.
  7. Use the token code to complete your transaction.

How to generate Zenith Bank Token using USSD

  1. Dial *966# on your registered mobile number.
  2. Select “8” for “Next Page” and then select “6” for “PIN and Token Request”.
  3. Select “1” for “Generate PIN + Token” and follow the prompts to complete the process.
  4. Immediately after it’s completed, your PIN + Token will be displayed on the screen. 

However, remember that you must also activate this before you use it as well. To do that, 

  1. Dial *966# on your registered mobile number.
  2. Select “8” for “Next Page” and then select “6” for “PIN and Token Request”.
  3. Select “2” for “Activate Token” and follow the prompts to complete the process.

Once completed, your PIN + Token will be activated and ready for use immediately.

Note: You will be required to enter your account number, the last 4 digits of your ATM card, and your mobile number to authenticate the transaction.

Also, ensure that your mobile number is registered with the bank and linked to your account.

Alternative Way to Generate Zenith Bank Token

You can also generate a Zenith bank token through the Hardware token.

The requirement to get the Zenith bank hardware token is to visit any Zenith branch.

Go to the customer care section to apply for it. It will also be activated on the spot.

With Zenith Bank hardware token, you can generate code for all online transactions.

Frequently Asked Questions on How to Generate Zenith Bank Token Code in 2024

What is Zenith Bank e-Token Transfer limit?

For individual accounts, the daily transfer limit is usually set at N100,000 for transactions carried out using the token. However, this limit can be increased upon request by contacting the bank’s customer service or visiting a Zenith Bank branch.

For corporate accounts, the daily transfer limit using the token is set at N10 million, but this can also be increased upon request.

How Much is Zenith Bank e-Token App?

The activation of the Zenith Bank e-Token App is N1,500. Be very careful with this as if you change or format your mobile phone, you will still need to pay another N1,500. If you can’t do this, then it is better for you to just consider getting the physical token device.

What to do when the Zenith Bank token is locked?

If your Zenith Bank token is locked, you will need to visit your nearest branch to have it unlocked. 

You may also contact Zenith Bank customer service to report the issue and obtain further instructions on how to resolve the problem.

What is Pin+Token in the Zenith Mobile App?

When you see PIN + Token on the Zenith mobile app, it means to enter a PIN code and a token number. The PIN code is the 4-digit PIN for your account. For the token code, you either generate code from the Zenith e-token app or hardware token.

TechSpike’s Conclusion

Wrapping up, I need you to take a moment to realize that safeguarding your financial well-being is an ongoing commitment.

The act of generating Zenith Bank tokens isn’t just a procedural step; it’s a proactive stance against the rising tide of cyber threats.

By arming yourself with this additional layer of defense, you’re taking a stand for digital security and asserting control over your financial journey. Take the step today as tomorrow might be too late!

If you have any questions regarding this post simply leave us a comment in the comment box below and we will get back to you as soon as possible!

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