Sterling Bank Cardless Withdrawal 2024: How to Withdraw Money from Sterling Bank ATM Without a Card

Sterling Bank cardless withdrawal: How to Withdraw Money from Sterling Bank ATM Without a Card: Hello TeezabTechrs, we’ve got something really special for you today that fuses technology with sheer practicality, Sterling Bank’s cardless withdrawal feature. 

Sterling Bank Cardless Withdrawal

Now, we’ve all been there, right? That moment when you reach for your wallet, sift through it, and realize your ATM card is missing. 

Your heart sinks, especially when you desperately need cash. Whether you’ve left it at home, misplaced it, or even worse, lost it, the situation is far from ideal. 

Well, let me tell you, Sterling Bank has rolled out a solution that is nothing short of revolutionary.

In this post, I will explain to you what a cardless withdrawal is, how you can withdraw money from an ATM card without a card, and some Frequently Asked Questions.

Related Posts:

What is a Cardless Withdrawal?

Before we dive into the details, let’s clarify what we mean by ‘cardless withdrawal.’ This is a feature that allows you to withdraw cash from an ATM without using your physical ATM card. Sounds magical, right? 

Well, it kinda is. You can initiate the process using the Sterling Bank mobile app or USSD code, and then walk up to the ATM to get your cash. No card is required!

Why Use Cardless Withdrawal?

There are several reasons you might want to use this feature:

  • Emergency Situations: Forgot your wallet? No problem. You can still get cash.
  • Safety: If you’re in a location where carrying a card might be risky, leave it at home and go cardless.
  • Convenience: Sometimes, it’s just easier not to worry about another piece of plastic.

How to Generate Sterling Bank Cardless Withdrawal Code

Two methods applies to this, customers can either make use of the USSD code or the mobile app.

USSD Code Method to perform Sterling Bank Cardless Withdrawal

To use USSD Code Method to perform Sterling Bank Cardless Withdrawal, follow the steps below;

  1. Simply dial *822*42# from your mobile phone and follow the prompts to create a one-time PIN (OTP)
  2. Enter your transaction pin for confirmation, a code will be sent to your mobile number via SMS.

Sterling Bank Cardless Withdrawal Using Mobile App

To do Sterling Bank Cardless Withdrawal Using Mobile App, follow the steps below;

  1. Customers can also download the One Customer Bank Mobile App from Appstore and register with the details
  2. Login and click on withdraw cash and click on cardless withdrawal
  3. 3. Genrate your one-time PIN (OTP)

How to Withdraw Money at the ATM Machine

To withdraw money from Sterling Bank without ATM card, follow the steps below;

  1. Locate any ATM machine that is quick teller enabled
  2. Press the “Enter” button on the ATM
  3. Select the “PayCode” option
  4. Enter the “PayCode number” received on your mobile phone
  5. Enter the pre-selected “Cash-Out PIN Number” selected on Internet Banking when initiating the request
  6. Enter “Amount” (This should be the same selected when initiating a request on Internet Banking, USSD, or Mobile Banking)
  7. Press the “Enter “ button to proceed
  8. Collect your Cash

The Sterling bank Dial4Cash is easy, seamless, and secure. you don’t need a card to withdraw money from the ATM.

However, the maximum withdrawal amount using Sterling Bank ATM via cardless withdrawal transaction is N20,000.
You can always create your PIN code through any Nigerian ATM machine that has a cardless withdrawal functionality.

Common Issues and Troubleshooting

Sometimes, things don’t go as planned. Here are some issues you might face:

  1. Code Not Working: Ensure you’re inputting the code correctly.
  2. Expired Code: These codes have a short lifespan. If it’s expired, you’ll need to initiate a new transaction.
  3. Network Issues: If the network is down, the USSD and mobile app methods won’t work. You’ll need to wait.

TechSpike’s Conclusion on Sterling Bank Cardless Withdrawal in 2024

We went through the concept of cardless withdrawal, the benefits, and the straightforward ways to make it happen via USSD. 

The beauty of this feature is that it’s more than just a technological advancement; it’s a real-life problem solver. I mean, who hasn’t had a minor panic attack at the thought of losing their ATM card?

With Sterling Bank’s cardless withdrawal feature, those moments are a thing of the past. 

This is not just about innovation; it’s about adding genuine value to everyday life. You can now breathe a sigh of relief next time you step out and forget your card; Sterling Bank has got you covered. Plus, this adds an extra layer of security to your transactions. 

You no longer have to worry about losing your card and someone misusing it. So, the next time you’re in a pinch and need cash, remember, that you are just a few taps or dial tones away from getting your money. 

If you’ve tried this feature or have any questions about it, we’d love to hear from you. 

Drop a comment below, and let’s get the conversation going. Until our next tech deep dive, stay savvy, TeezabTechrs!

See Also:

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top